Last year, after working 20 years in jobs ranging from cafeteria worker to engineer, I came to a new milestone. My wife and I had been saving for years, and with our net worth exceeding a million dollars, we were financially independent. Tired of chasing money, I wanted to be able to pursue new hobbies, travel, and learn. So I quit my job. A year later, I can say this has been the most incredible experience of my life.
Growing up, my parents had extended periods of unemployment. We could have been better off financially, but we always had a home in my grandfather’s house, and never went hungry. The worst I suffered was the embarrassment of wearing my sister’s old clothes to school. Kids can be mean, especially to a smart ass wearing bad girl’s clothes – my sister didn’t exactly get to pick them either. While the 8 year-old me was pretty miserable, now I appreciate having learned the importance of money early in life.
If you’ve never had a fresh fig, then you’ve never really tasted fig. Trying to compare fig newtons to fresh figs is like trying to compare grapes to raisin bran. The processed version has nothing to do with the fresh juicy fruit. They are rarely found in grocery stores because they don’t keep long enough to reach the shelves. The best way to get them is picked straight from a tree. While they don’t grow naturally in freezing climates, so long as you have a nice sunny spot, you can grow them in pots almost anywhere.
I don’t have many boring friends. With my closest friends, there are no topics off the table – finance, politics, and sometimes this blog. When I tell them that we spend less than $40k a year and still get to do everything we want, they believe that’s how I feel. The most common response I get is, “That’s great for you, and I might be a little jealous, but living like that isn’t something I could do.”
We are all being honest, and I can understand when they say “I like being able to walk into a restaurant or bar and order anything I want.” I’ve heard this same phrase from several friends, and I used to be the same way. I remember when happy hours were my reward, and I spent money without additional consideration. Now I consider the value of any purchase I make, and I’m happier for it, even if it seems like a pain to some friends.
I tell them to chalk it up to hedonic adaption – more money doesn’t make you happier. But after studying a bit more about hedonic adaptation, I realized there is more to it than just the part about money. Continue reading
April showers bring May flowers. But every time one of us showers, we just create sewage. We allow all that fresh clean water to flow over us right into a drain where it becomes unholy wastewater. Each time we take a leak, we contaminate anywhere from 1-6 gallons of drinkable water. It’s a huge waste of our natural resources, and I’d like to share a few tips on how you can help save our planet while saving money on utilities.
Every new year, hordes of new members flood our gym. New sneakers, yoga pants, and track suits adorning the tender bodies that have been shaped by fast food and ergonomic cubicle chairs. They wander aimlessly, resolute to make changes, and yet beyond how to dress, they are clueless. I’m always happy to see new people wanting to make changes, but most of them give up before even learning a routine.
If I ever was on an airplane that had lost both engines after ingesting some large birds, I’d want to go down in the warm blue waters of the Caribbean. Maybe I could get some snorkeling in while waiting for the rescue boats. The airport at Montego Bay has a beach side airstrip. One minute it looks like you are going to land in the ocean, and a moment later you touch down on the beach. We had to deplane at the gate rather than evacuating straight into the Caribbean, but I was eager to don my board shorts and start enjoying some sun, surf, and sand.